Reading the posts on travelling forums it is generally agreed that trips, as an average, cost about $1.00 per km. I know there are a lot of variables, including where you choose to stay (bush, cheaper camping or more expensive resort parks); how big your family is, the age of your kids and so on. But if you start with a budget of $1.00 per km, and work it out from there, at least you will have some idea to start with, then add extra for side trips, visiting of theme parks etc. The less takeaway food you buy the cheaper the trip.
I always recommend that you have an emergency fund (a high interest online savings account is good) in case of unforeseen events like a mechanical or medical issue. Also if your time is not too restricted and you have portable skills you can pick up work as you go. You don't have to save the whole $20k before you go.
Estimating the cost of your road trip is really vital. Additionally, your estimate should be done conservatively -- this means the cost should have a certain margin for error or margin for safety. In case anything goes wrong, you can still carry on with the trip because you allocated enough resources for the right camping equipment or hiking gear.
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